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Risk Department,Uganda.Lending Risk Analyst job at KCB Bank Uganda Limited
Posted by: great-volunteer
Posted date: 2025-May-22
Location: Kampala, Uganda
Risk Department,Uganda.Lending Risk Analyst 2025-05-21T18:24:22+00:00 KCB Bank Uganda Limited https://cdn.ugashare.com/jsjobsdata/data/employer/comp_1109/logo/kcb.png https://ug.kcbgroup.com/ FULL_TIME Kampala Kampala 00256 Uganda Banking Accounting & Finance 2025-05-28T17:00:00+00:00 Uganda 8 Credit Risk - Perform independent portfolio level analysis and stress tests on exposures, single obligor limit, large exposures (as defined by Bank of Uganda), risk ratings and various credit concentrations.
- Monitor total credit risk exposure to be within the capital requirement with focus on management of non-performing loans, loan loss and provisioning and ensure compliance with all relevant frameworks including the Basel II/III and ICAAP.
- Independently validate credit quality through checking credit classification, non-performing loans, specific provisions, interest in suspense and stress testing.
- Pro-actively analyze data for trends &/ exceptions to inform management’s decision making to support business growth.
- Ensure the credit procedures and policies are aligned to KCBU policies and procedures and the regulatory requirements in Uganda.
- Undertake analysis of documenting the actual default statistics (Probability of Default, Loss Given Default, and Exposure at Default) experienced with a view to confirming the risk ranking capabilities and calibration of the credit risk rating framework to be able to predict any future occurrences in the same areas.
- To develop and implement stress testing framework by defining stress scenarios and sensitivity analysis and indicating recommendations to mitigate risks that might arise from adverse scenarios and Maintain credit risk models and risk estimates that will be used by business units in day-to-day decision making.
- Evaluate and review credit risk decision models and associated procedures to ensure credit risk decision tools used are powerful and appropriately discriminate risk.
- Report incidences of violations of policies and track all exceptions for reporting to management, KCBU Risk Management and Board Risk Committee.
- Ensure credit risk reporting requirements are observed including the adoption of Risk Monitoring toolkits i.e. RCSA.
- Ensure all applicable limits and ratios approved internally and/or regulatory are observed and report any potential/ Actual breaches to Management, Group Risk and Board Risk as applicable.
- Prepare Lending risk report(s) for management, BRC and Group.
DAILY RESPONSIBILITIES: Credit Risk - To monitor the bank enterprise-wide risks across portfolio types, quality of loan book and identify specific risk items to be addressed and give recommendations to the Head of Risk.
- Monitor total credit risk exposure to be within the capital requirement with focus on management of non-performing loans, loan loss and provisioning.
- To monitor sector concentration and risk appetite limits to ensure compliance with the KCBU bank policies and procedures.
Other - Attend scheduled and unscheduled meetings.
- Stakeholder engagements and support.
MINIMUM POSITION QUALIFICATION REQUIREMENTS Required: - Bachelor’s degree in finance, Banking, Statistics, Economics, Accounting, Quantitative Mathematics & related disciplines is required.
Added Advantage: - Master’s degree in economics / Statistics / Accounting / Mathematics / Banking Investment & related disciplines.
- Professional Qualifications like ACI/CCA/CPAU/ACCA/CIMA/ACIB & related professional qualifications.
Experience: - Minimum of 3 Years preferably in Credit, Risk, Treasury and/or Finance.
Perform independent portfolio level analysis and stress tests on exposures, single obligor limit, large exposures (as defined by Bank of Uganda), risk ratings and various credit concentrations. Monitor total credit risk exposure to be within the capital requirement with focus on management of non-performing loans, loan loss and provisioning and ensure compliance with all relevant frameworks including the Basel II/III and ICAAP. Independently validate credit quality through checking credit classification, non-performing loans, specific provisions, interest in suspense and stress testing. Pro-actively analyze data for trends &/ exceptions to inform management’s decision making to support business growth. Ensure the credit procedures and policies are aligned to KCBU policies and procedures and the regulatory requirements in Uganda. Undertake analysis of documenting the actual default statistics (Probability of Default, Loss Given Default, and Exposure at Default) experienced with a view to confirming the risk ranking capabilities and calibration of the credit risk rating framework to be able to predict any future occurrences in the same areas. To develop and implement stress testing framework by defining stress scenarios and sensitivity analysis and indicating recommendations to mitigate risks that might arise from adverse scenarios and Maintain credit risk models and risk estimates that will be used by business units in day-to-day decision making. Evaluate and review credit risk decision models and associated procedures to ensure credit risk decision tools used are powerful and appropriately discriminate risk. Report incidences of violations of policies and track all exceptions for reporting to management, KCBU Risk Management and Board Risk Committee. Ensure credit risk reporting requirements are observed including the adoption of Risk Monitoring toolkits i.e. RCSA. Ensure all applicable limits and ratios approved internally and/or regulatory are observed and report any potential/ Actual breaches to Management, Group Risk and Board Risk as applicable. Prepare Lending risk report(s) for management, BRC and Group. DAILY RESPONSIBILITIES: Credit Risk To monitor the bank enterprise-wide risks across portfolio types, quality of loan book and identify specific risk items to be addressed and give recommendations to the Head of Risk. Monitor total credit risk exposure to be within the capital requirement with focus on management of non-performing loans, loan loss and provisioning. To monitor sector concentration and risk appetite limits to ensure compliance with the KCBU bank policies and procedures. Other Attend scheduled and unscheduled meetings. Stakeholder engagements and support. Master’s degree in economics / Statistics / Accounting / Mathematics / Banking Investment & related disciplines. Professional Qualifications like ACI/CCA/CPAU/ACCA/CIMA/ACIB & related professional qualifications. Experience: Minimum of 3 Years preferably in Credit, Risk, Treasury and/or Finance. JOB-682e1a567170c Vacancy title:
Risk Department,Uganda.Lending Risk Analyst Jobs at:
KCB Bank Uganda Limited Deadline of this Job:
Wednesday, May 28 2025 Duty Station:
Kampala | Kampala | Uganda Summary
Date Posted: Wednesday, May 21 2025, Base Salary: Not Disclosed JOB DETAILS: Credit Risk - Perform independent portfolio level analysis and stress tests on exposures, single obligor limit, large exposures (as defined by Bank of Uganda), risk ratings and various credit concentrations.
- Monitor total credit risk exposure to be within the capital requirement with focus on management of non-performing loans, loan loss and provisioning and ensure compliance with all relevant frameworks including the Basel II/III and ICAAP.
- Independently validate credit quality through checking credit classification, non-performing loans, specific provisions, interest in suspense and stress testing.
- Pro-actively analyze data for trends &/ exceptions to inform management’s decision making to support business growth.
- Ensure the credit procedures and policies are aligned to KCBU policies and procedures and the regulatory requirements in Uganda.
- Undertake analysis of documenting the actual default statistics (Probability of Default, Loss Given Default, and Exposure at Default) experienced with a view to confirming the risk ranking capabilities and calibration of the credit risk rating framework to be able to predict any future occurrences in the same areas.
- To develop and implement stress testing framework by defining stress scenarios and sensitivity analysis and indicating recommendations to mitigate risks that might arise from adverse scenarios and Maintain credit risk models and risk estimates that will be used by business units in day-to-day decision making.
- Evaluate and review credit risk decision models and associated procedures to ensure credit risk decision tools used are powerful and appropriately discriminate risk.
- Report incidences of violations of policies and track all exceptions for reporting to management, KCBU Risk Management and Board Risk Committee.
- Ensure credit risk reporting requirements are observed including the adoption of Risk Monitoring toolkits i.e. RCSA.
- Ensure all applicable limits and ratios approved internally and/or regulatory are observed and report any potential/ Actual breaches to Management, Group Risk and Board Risk as applicable.
- Prepare Lending risk report(s) for management, BRC and Group.
DAILY RESPONSIBILITIES: Credit Risk - To monitor the bank enterprise-wide risks across portfolio types, quality of loan book and identify specific risk items to be addressed and give recommendations to the Head of Risk.
- Monitor total credit risk exposure to be within the capital requirement with focus on management of non-performing loans, loan loss and provisioning.
- To monitor sector concentration and risk appetite limits to ensure compliance with the KCBU bank policies and procedures.
Other - Attend scheduled and unscheduled meetings.
- Stakeholder engagements and support.
MINIMUM POSITION QUALIFICATION REQUIREMENTS Required: - Bachelor’s degree in finance, Banking, Statistics, Economics, Accounting, Quantitative Mathematics & related disciplines is required.
Added Advantage: - Master’s degree in economics / Statistics / Accounting / Mathematics / Banking Investment & related disciplines.
- Professional Qualifications like ACI/CCA/CPAU/ACCA/CIMA/ACIB & related professional qualifications.
Experience: - Minimum of 3 Years preferably in Credit, Risk, Treasury and/or Finance.
Work Hours: 8 Experience in Months: 36 Level of Education: bachelor degree Job application procedure Interested and qualified? Click Here
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