Credit Officer
2025-05-19T21:42:15+00:00
Yako Bank Uganda
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https://www.yakobank.com/
FULL_TIME
kampala
Kampala
00256
Uganda
Banking
Admin & Office
2025-06-07T17:00:00+00:00
Uganda
8
Role of the Job:
Close supervision of borrowers, Smooth operation and sustainability of Yako at branch level
Key Result Areas:
â–ª Sensitize clients about loan products, and cross sell other Bank products in line with Bank policy.
▪ Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans
â–ª Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy.
â–ª Mobilize, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy.
â–ª Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy.
â–ª Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody line with the Credit policy.
â–ª Recover loans on a daily basis so as to maintain portfolio at risk as per Credit policy.
Required Competencies
â–ª Degree from a recognized University. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage.
â–ª Good analytical and report writing skills.
â–ª Computer literacy is a must.
â–ª Highly organized person with ability to multitask.
â–ª Ability to work well under pressure and with minimum supervision.
â–ª Good written and oral communication skills.
â–ª Good interpersonal skills.
â–ª High level of integrity and self-initiative.
â–ª Willingness to work in the field at least 70% of the time
Sensitize clients about loan products, and cross sell other Bank products in line with Bank policy. ▪ Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans ▪ Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy. ▪ Mobilize, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy. ▪ Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy. ▪ Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody line with the Credit policy. ▪ Recover loans on a daily basis so as to maintain portfolio at risk as per Credit policy.
Good written and oral communication skills. â–ª Good interpersonal skills. â–ª High level of integrity and self-initiative. â–ª Willingness to work in the field at least 70% of the time
Degree from a recognized University. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage. â–ª Good analytical and report writing skills. â–ª Computer literacy is a must. â–ª Highly organized person with ability to multitask. â–ª Ability to work well under pressure and with minimum supervision.
JOB-682ba5b7455d6
Vacancy title:
Credit Officer
Jobs at:
Yako Bank Uganda
Deadline of this Job:
Saturday, June 7 2025
Duty Station:
kampala | Kampala | Uganda
Summary
Date Posted: Monday, May 19 2025, Base Salary: Not Disclosed
JOB DETAILS:
Role of the Job:
Close supervision of borrowers, Smooth operation and sustainability of Yako at branch level
Key Result Areas:
â–ª Sensitize clients about loan products, and cross sell other Bank products in line with Bank policy.
▪ Analyze loan applicants’ financial status, credit worthiness and property evaluations to determine feasibility of granting loans
â–ª Prepare loan files for presentation to the loan committee and ensure complete documentation of all client files in line with the Credit policy.
â–ª Mobilize, educate, assess & enroll new and old customers for the various loan products on a daily basis in line with the Credit policy.
â–ª Disburse loans to clients on daily basis in line with the set performance targets in line with credit policy.
â–ª Receive and acknowledge receipt of the security pledged by customer and hand over the same for safe custody line with the Credit policy.
â–ª Recover loans on a daily basis so as to maintain portfolio at risk as per Credit policy.
Required Competencies
â–ª Degree from a recognized University. Specialization in areas of Marketing/Commerce/Humanities/Microfinance will be an advantage.
â–ª Good analytical and report writing skills.
â–ª Computer literacy is a must.
â–ª Highly organized person with ability to multitask.
â–ª Ability to work well under pressure and with minimum supervision.
â–ª Good written and oral communication skills.
â–ª Good interpersonal skills.
â–ª High level of integrity and self-initiative.
â–ª Willingness to work in the field at least 70% of the time
Work Hours: 8
Experience in Months: 24
Level of Education: bachelor degree
Job application procedure
Interested in applying for this job? yakobank.com&form%5Bvalid-to%5D=Saturday,%20June%207%202025">Click here to submit your application now.