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Manager, Credit Evaluation, Enterprise Banking job at Standard Bank
Posted by: great-volunteer
Posted date: 2025-Aug-21
Location: Uganda, Kampala
Manager, Credit Evaluation, Enterprise Banking 2025-08-20T13:42:02+00:00 Standard Bank https://cdn.ugashare.com/jsjobsdata/data/employer/comp_3909/logo/Standard%20Bank%20Group.png https://www.standardbank.com/ FULL_TIME Uganda Kampala 00256 Uganda Banking Accounting & Finance 2025-09-01T17:00:00+00:00 Uganda 8 Manager, Credit Evaluation, Enterprise Banking Job Overview Business Segment: Group Functions Location: UG, Central Region, Kampala, Hannington Road Job Type: Full-time Job Ref ID: 80422209A-0001 Date Posted: 19/08/2025 Save Job Apply Now Job Description To assist BCB in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof. - The delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles while minimising risk to the bank.
- Credit digitization and re-engineering by providing input to, support and drive the implementation of strategic initiatives and tactical solutions across the credit lifecycle to drive continuous improvement of procedures, processes, and systems
- Evaluates whether proposals meet sound business criteria and credit risk falls within acceptable parameters, approve and recommends appropriate credit facilities including terms or conditions of facilities.Drive initiatives to apply the benefit of scoring to reduce the amount of intuition required in decisioning credit applications.
- Identifies, quantifies and evaluates sources of risk in relation to profitability of business proposals and financial viability of lending requests through probing and interrogation
- Utilizes industry risk analysis available to identify and understand contextual threats to existing and potential clients. Ensure timely and quality credit assessment and decision are made.
- Support Business in increasing the uptake of prescored lending. Build relationships with various stakeholders in business and credit to improve quality of lending requests and turnaround time of extending credit to borrowers.
Qualifications - First Degree Finance, Accounting, Statistics, Mathematics or Data science
- 5-7 years banking experience, particularly pertaining to credit risk management, banking processes i.e. banking products and the operation thereof.
- Detailed understanding of accounting, including both management and financial accounting, to analyse the financial strength and weaknesses of clients, and identify potential risk to Credit proposals.
- Thorough working knowledge of the operating system and its related procedures for analysing the account behaviour of clients, identifying trends or shift in credit risk profiles and the management of excesses.
- Thorough understanding of all the Bank’s product facilities that give rise to counterparty credit risk, including their mechanisms and source profitability for the client and the Bank.
Additional Information Behavioural Competencies: - Articulating Information
- Challenging Ideas
- Conveying Self-Confidence
- Convincing People
- Directing People
- Examining Information
- Exploring Possibilities
Technical Competencies: - Customer Understanding (Business and Consumer Banking)
- Analytical thinking
- Numerical
- Financial Acumen
- Process Governance
- Risk Identification
- Risk/ Reward Thinking
JOB-68a5d0aaa3d85 Vacancy title:
Manager, Credit Evaluation, Enterprise Banking Jobs at:
Standard Bank Deadline of this Job:
Monday, September 1 2025 Duty Station:
Uganda | Kampala | Uganda Summary
Date Posted: Wednesday, August 20 2025, Base Salary: Not Disclosed JOB DETAILS: Manager, Credit Evaluation, Enterprise Banking Job Overview Business Segment: Group Functions Location: UG, Central Region, Kampala, Hannington Road Job Type: Full-time Job Ref ID: 80422209A-0001 Date Posted: 19/08/2025 Save Job Apply Now Job Description To assist BCB in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof. - The delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles while minimising risk to the bank.
- Credit digitization and re-engineering by providing input to, support and drive the implementation of strategic initiatives and tactical solutions across the credit lifecycle to drive continuous improvement of procedures, processes, and systems
- Evaluates whether proposals meet sound business criteria and credit risk falls within acceptable parameters, approve and recommends appropriate credit facilities including terms or conditions of facilities.Drive initiatives to apply the benefit of scoring to reduce the amount of intuition required in decisioning credit applications.
- Identifies, quantifies and evaluates sources of risk in relation to profitability of business proposals and financial viability of lending requests through probing and interrogation
- Utilizes industry risk analysis available to identify and understand contextual threats to existing and potential clients. Ensure timely and quality credit assessment and decision are made.
- Support Business in increasing the uptake of prescored lending. Build relationships with various stakeholders in business and credit to improve quality of lending requests and turnaround time of extending credit to borrowers.
Qualifications - First Degree Finance, Accounting, Statistics, Mathematics or Data science
- 5-7 years banking experience, particularly pertaining to credit risk management, banking processes i.e. banking products and the operation thereof.
- Detailed understanding of accounting, including both management and financial accounting, to analyse the financial strength and weaknesses of clients, and identify potential risk to Credit proposals.
- Thorough working knowledge of the operating system and its related procedures for analysing the account behaviour of clients, identifying trends or shift in credit risk profiles and the management of excesses.
- Thorough understanding of all the Bank’s product facilities that give rise to counterparty credit risk, including their mechanisms and source profitability for the client and the Bank.
Additional Information Behavioural Competencies: - Articulating Information
- Challenging Ideas
- Conveying Self-Confidence
- Convincing People
- Directing People
- Examining Information
- Exploring Possibilities
Technical Competencies: - Customer Understanding (Business and Consumer Banking)
- Analytical thinking
- Numerical
- Financial Acumen
- Process Governance
- Risk Identification
- Risk/ Reward Thinking
Work Hours: 8 Experience in Months: 60 Level of Education: bachelor degree Job application procedure Interested in applying for this job? Click here to submit your application now
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