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Senior Credit Risk Officer job at Tropical Bank
Posted by: great-volunteer
Posted date: 2026-Mar-07
Location: Kampala
Senior Credit Risk Officer 2026-03-06T20:09:19+00:00 Tropical Bank https://cdn.ugashare.com/jsjobsdata/data/employer/comp_7548/logo/Tropical%20Bank%20Ltd.png https://www.trobank.com/ FULL_TIME Kampala Kampala 00256 Uganda Banking Accounting & Finance, Management, Business Operations 2026-03-11T17:00:00+00:00 8 Description Tropical Bank is hiring a Senior Credit Risk Officer to develop and manage a robust Credit Risk management framework to identify, measure, coordinate, and manage the Bank’s credit risk and ensure compliance with the regulatory requirements. Key Duties and Responsibilities: - Review of individual credit risk in accordance with the established Credit Rating System and Credit quality assessment.
- Ensure that classified loans are reported and properly administered in the system of the Bank.
- Determine the capital requirements and provisions for each of the Bank’s products and activities to ensure sufficient provision on the book at all times.
- Set up procedures and guidelines for the establishment of credit committees.
- Draft and develop a Credit Risk Management policy for the Bank and review/update it occasionally to comply with local/international banking laws and regulations.
- Assess the creditworthiness of borrowers and counterparties, establish credit limits and risk rating systems, and monitor loan portfolios to identify and address potential credit issues.
- Develop strong relationships with business partners to challenge risks and processes, including escalating issues for remediation, as needed.
- Champion the bank’s ESG risk management process.
- Review provisioning figures before submission to Senior management to ensure alignment with regulatory requirements.
- Participate in implementing and maintaining credit risk-related policies, guidelines, and methodologies to strengthen the credit risk management framework of the bank.
- Assess credit risks for submission to the Senior Management and implement appropriate limits and measures to mitigate risks.
- Support businesses with credit risk-related/capital adequacy issues to meet stakeholders’ expectations.
- Report to the Management Credit Committee on pertinent risk characteristics and trends for decision-making purposes
- Review and ensure timely submission of Risk reporting to regulators per regulatory requirements and to other units for follow-up and remedial actions
- Any other duty as shall be assigned to you from time to time.
Qualifications, Skills and Experience: - Bachelor’s Degree in Finance, Business, or a related field
- Minimum of 4 years’ experience in Risk Management, Credit, Audit, internal control, or in a similar environment
- Experience in monitoring documentation, portfolios & exposure limits of the bank.
- Knowledge of the regulatory recovery and collection process
- Knowledge of credit risk management in a financial institution.
- A strong understanding of banking processes and operations
- Ability to influence a culture of risk awareness in a bank.
- Proficiency in drafting professional correspondence, reports, and proposals.
- Excellent communication and presentation skills.
- Strategic and dynamic thinking.
- Leadership and Change Management skills
- Stakeholder and Relationship Management skills
- High ethical standards and integrity.
- Neutrality and independence of judgment
- Problem-solving abilities.
- Proficiency in English Language and any other local language preferably Luganda particularly for explanatory purposes to Bank customers who do not understand the English Language.
 - Review of individual credit risk in accordance with the established Credit Rating System and Credit quality assessment.
- Ensure that classified loans are reported and properly administered in the system of the Bank.
- Determine the capital requirements and provisions for each of the Bank’s products and activities to ensure sufficient provision on the book at all times.
- Set up procedures and guidelines for the establishment of credit committees.
- Draft and develop a Credit Risk Management policy for the Bank and review/update it occasionally to comply with local/international banking laws and regulations.
- Assess the creditworthiness of borrowers and counterparties, establish credit limits and risk rating systems, and monitor loan portfolios to identify and address potential credit issues.
- Develop strong relationships with business partners to challenge risks and processes, including escalating issues for remediation, as needed.
- Champion the bank’s ESG risk management process.
- Review provisioning figures before submission to Senior management to ensure alignment with regulatory requirements.
- Participate in implementing and maintaining credit risk-related policies, guidelines, and methodologies to strengthen the credit risk management framework of the bank.
- Assess credit risks for submission to the Senior Management and implement appropriate limits and measures to mitigate risks.
- Support businesses with credit risk-related/capital adequacy issues to meet stakeholders’ expectations.
- Report to the Management Credit Committee on pertinent risk characteristics and trends for decision-making purposes
- Review and ensure timely submission of Risk reporting to regulators per regulatory requirements and to other units for follow-up and remedial actions
- Any other duty as shall be assigned to you from time to time.
- Proficiency in drafting professional correspondence, reports, and proposals.
- Excellent communication and presentation skills.
- Strategic and dynamic thinking.
- Leadership and Change Management skills
- Stakeholder and Relationship Management skills
- High ethical standards and integrity.
- Neutrality and independence of judgment
- Problem-solving abilities.
- Proficiency in English Language and any other local language preferably Luganda particularly for explanatory purposes to Bank customers who do not understand the English Language.
- Bachelor’s Degree in Finance, Business, or a related field
- Minimum of 4 years’ experience in Risk Management, Credit, Audit, internal control, or in a similar environment
- Experience in monitoring documentation, portfolios & exposure limits of the bank.
- Knowledge of the regulatory recovery and collection process
- Knowledge of credit risk management in a financial institution.
- A strong understanding of banking processes and operations
- Ability to influence a culture of risk awareness in a bank.
JOB-69ab346f392e4 Vacancy title:
Senior Credit Risk Officer Jobs at:
Tropical Bank Deadline of this Job:
Wednesday, March 11 2026 Duty Station:
Kampala | Kampala Summary
Date Posted: Friday, March 6 2026, Base Salary: Not Disclosed JOB DETAILS:
Description Tropical Bank is hiring a Senior Credit Risk Officer to develop and manage a robust Credit Risk management framework to identify, measure, coordinate, and manage the Bank’s credit risk and ensure compliance with the regulatory requirements. Key Duties and Responsibilities: - Review of individual credit risk in accordance with the established Credit Rating System and Credit quality assessment.
- Ensure that classified loans are reported and properly administered in the system of the Bank.
- Determine the capital requirements and provisions for each of the Bank’s products and activities to ensure sufficient provision on the book at all times.
- Set up procedures and guidelines for the establishment of credit committees.
- Draft and develop a Credit Risk Management policy for the Bank and review/update it occasionally to comply with local/international banking laws and regulations.
- Assess the creditworthiness of borrowers and counterparties, establish credit limits and risk rating systems, and monitor loan portfolios to identify and address potential credit issues.
- Develop strong relationships with business partners to challenge risks and processes, including escalating issues for remediation, as needed.
- Champion the bank’s ESG risk management process.
- Review provisioning figures before submission to Senior management to ensure alignment with regulatory requirements.
- Participate in implementing and maintaining credit risk-related policies, guidelines, and methodologies to strengthen the credit risk management framework of the bank.
- Assess credit risks for submission to the Senior Management and implement appropriate limits and measures to mitigate risks.
- Support businesses with credit risk-related/capital adequacy issues to meet stakeholders’ expectations.
- Report to the Management Credit Committee on pertinent risk characteristics and trends for decision-making purposes
- Review and ensure timely submission of Risk reporting to regulators per regulatory requirements and to other units for follow-up and remedial actions
- Any other duty as shall be assigned to you from time to time.
Qualifications, Skills and Experience: - Bachelor’s Degree in Finance, Business, or a related field
- Minimum of 4 years’ experience in Risk Management, Credit, Audit, internal control, or in a similar environment
- Experience in monitoring documentation, portfolios & exposure limits of the bank.
- Knowledge of the regulatory recovery and collection process
- Knowledge of credit risk management in a financial institution.
- A strong understanding of banking processes and operations
- Ability to influence a culture of risk awareness in a bank.
- Proficiency in drafting professional correspondence, reports, and proposals.
- Excellent communication and presentation skills.
- Strategic and dynamic thinking.
- Leadership and Change Management skills
- Stakeholder and Relationship Management skills
- High ethical standards and integrity.
- Neutrality and independence of judgment
- Problem-solving abilities.
- Proficiency in English Language and any other local language preferably Luganda particularly for explanatory purposes to Bank customers who do not understand the English Language.
 Work Hours: 8 Experience in Months: 48 Level of Education: bachelor degree Job application procedure
Interested in applying for this job? trobank.com&form%5Bvalid-to%5D=Wednesday,%20March%2011%202026">Click here to submit your application now.
If you meet the above requirements, please submit your application online by sending a cover letter, a detailed CV, and copies of relevant academic and professional certificates Deadline: 11th March 2026 NOTE: Tropical Bank Ltd is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, national origin or disability status. Recruitment is strictly based on merit. Offering, soliciting, or accepting any form of undue advantage during the recruitment process will result in automatic disqualification.
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