Internal Auditor job at Agent Banking Company

JOB PURPOSE

To provide independent, objective assurance as ABC’s third line of defence on the effectiveness of governance, risk management, internal controls, financial processes, regulatory compliance and operations. The Internal Auditor will assess the adequacy and effectiveness of these processes and recommend improvements to strengthen ABC’s control environment.

The role requires a self-starter who can effectively manage their own work, exercise sound professional judgement, and operate with minimal supervision while maintaining appropriate engagement with Management and the Board Audit Committee.

KEY RESPONSIBILITIES

• Develop and execute risk-based internal audit plans for review and approval by the Board Audit Committee covering financial, operational, technology, regulatory, compliance and other key business risks.
• Conduct independent audits, reviews and investigations in accordance with the approved Internal Audit Charter and periodically communicate findings recommendations and updates clearly to Management and the Board Audit Committee.
• Assess the adequacy and effectiveness of internal controls, governance processes and risk management frameworks.
• Follow up on audit findings and agreed management actions to ensure timely and effective resolution.
• Maintain an audit issues tracker and escalate overdue or inadequately addressed high-risk findings to Management and the Board Audit Committee.
• Identify emerging risks and control gaps and provide practical, value-adding recommendations.
• Support the Board Audit Committee with clear, timely and objective reporting on the control environment and key areas of risk.
• Maintain appropriate audit documentation and ensure work complies with relevant professional standards and ABC policies.
• Keep abreast of developments in financial services, payments, fintech, regulation, technology, fraud and internal audit practices, applying relevant knowledge to improve audit effectiveness.
• Undertake other assurance or advisory assignments as may reasonably be required by the Board Audit Committee or CEO.

Requirements

REQUIRED QUALIFICATIONS & EXPERIENCE

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or a related field.
• At least five (5) years’ relevant internal audit, risk, assurance or related experience, preferably within financial services, banking, payments, fintech or another regulated environment.
• Professional accounting or internal audit qualification (e.g., ACCA, CPA, CIA or equivalent) is an advantage but not mandatory.
• Good understanding of internal controls, risk management, financial processes and regulatory requirements.
• Strong analytical, report-writing and communication skills.
• High level of integrity, independence and professional judgement.

PERSONAL ATTRIBUTES

The successful candidate will:

• Be a self-starter who takes ownership and does not require continuous supervision.
• Demonstrate strong self-management, discipline and the ability to prioritise effectively.
• Be curious and committed to continuous learning, research and professional development.
• Have a genuine interest in financial services, payments and fintech and a willingness to understand ABC’s business deeply.
• Be comfortable challenging processes and raising difficult issues respectfully and objectively.
• Be practical, solutions-oriented and focused on adding value rather than merely identifying problems.
• Be able to work independently while building effective working relationships across the organisation.

PERFORMANCE EXPECTATION

The successful candidate will be expected to quickly understand ABC’s business, risk profile and regulatory environment and, within the initial contract period, establish credibility as an independent assurance partner to the Board Audit Committee and Management.

The initial appointment will be for six (6) months, with renewal subject to satisfactory performance and the organisation’s requirements.

• Develop and execute risk-based internal audit plans for review and approval by the Board Audit Committee covering financial, operational, technology, regulatory, compliance and other key business risks.
• Conduct independent audits, reviews and investigations in accordance with the approved Internal Audit Charter and periodically communicate findings recommendations and updates clearly to Management and the Board Audit Committee.
• Assess the adequacy and effectiveness of internal controls, governance processes and risk management frameworks.
• Follow up on audit findings and agreed management actions to ensure timely and effective resolution.
• Maintain an audit issues tracker and escalate overdue or inadequately addressed high-risk findings to Management and the Board Audit Committee.
• Identify emerging risks and control gaps and provide practical, value-adding recommendations.
• Support the Board Audit Committee with clear, timely and objective reporting on the control environment and key areas of risk.
• Maintain appropriate audit documentation and ensure work complies with relevant professional standards and ABC policies.
• Keep abreast of developments in financial services, payments, fintech, regulation, technology, fraud and internal audit practices, applying relevant knowledge to improve audit effectiveness.
• Undertake other assurance or advisory assignments as may reasonably be required by the Board Audit Committee or CEO.

• Good understanding of internal controls, risk management, financial processes and regulatory requirements.
• Strong analytical, report-writing and communication skills.
• High level of integrity, independence and professional judgement.
• Self-starter who takes ownership and does not require continuous supervision.
• Strong self-management, discipline and the ability to prioritise effectively.
• Curious and committed to continuous learning, research and professional development.
• Genuine interest in financial services, payments and fintech and a willingness to understand ABC’s business deeply.
• Comfortable challenging processes and raising difficult issues respectfully and objectively.
• Practical, solutions-oriented and focused on adding value rather than merely identifying problems.
• Able to work independently while building effective working relationships across the organisation.

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or a related field.
• At least five (5) years’ relevant internal audit, risk, assurance or related experience, preferably within financial services, banking, payments, fintech or another regulated environment.
• Professional accounting or internal audit qualification (e.g., ACCA, CPA, CIA or equivalent) is an advantage but not mandatory.