Head Of Credit Risk Analysis job at Equity Bank

JOB DETAILS:

Job Purpose
The holder of the position is charged with the responsibility for overseeing. definition of risk appetite, development, and implementation of risk
assessments for new products, pricing of new and existing products, setting credit strategy and lending decisions, building state of the are scoring and further decision models running, impairment provision process and development of IFRS9 models, ensuring compliance with regulatory requirements, building and running a best in class collections function

Desired Knowledge, Skills & Abilities
• University degree in Economics, Statistics, Accountancy, Finance or related institution.
• Master's degree in relevant field is an added advantage. Professional qualification in Credit risk management.
• At least eight 181 years' experience in financial institution within the Credit function at an organization of similar and complexity, five (5) of which must be at at managerial level with experience in Credit, Risk Corporate lending, policy, credit analysis, credit approval
• Minter and leadership skills.
• Thorough statistical analysis of underlying data requiring regression and t time series analyses.
• Understanding of risk factors that impact the credit quality of portfolios. Strong understanding of quantitative credit risk modeling
• leg PDs, LGDs, EADS, vintage analysis, migration matrices), and good understanding of portfolio credit metrics such as limits, expected and unexpected loss, capital allocation.
• Ability to work well under pressure and comfortably engage senior management.
• Knowledge of data analysis, data modelling and validation tools.



Work Hours: 8

Experience in Months: 60

Level of Education: Bachelor Degree