Direct Sales Representative- Bancassurance job at DFCU Bank

Direct Sales Representative- Bancassurance (1 Position)

Reporting to Bancassurance Specialist- General Insurance, the role holder will be responsible for supporting the Bank’s insurance sales efforts by engaging customers, identifying their needs and offering appropriate insurance solutions through the bank’s approved insurance partners. The role involves building basic product knowledge, developing selling skills and delivering a positive customer experience while learning to meet assigned insurance sales targets.

KEY ACCOUNTABILITIES:

• Promote and sell Life, health and general insurance products to both walk-in and referred bank customers.
• Educate customers on the benefits and features of available insurance solutions.
• Assist branch staff in identifying insurance opportunities within their client portfolios.
• Work closely with Bancassurance Officers and Relationship Managers to generate leads and follow up on prospects.
• Ensure accurate and timely completion of insurance application forms and documentation.
• Attend product and sales training sessions to improve technical knowledge and consultative selling skills.
• Maintain compliance with bank and regulatory guidelines related to insurance sales.
• Support in any operational tasks as will be required by your line manager.

KNOWLEDGE, SKILLS, AND EXPERIENCE REQUIRED:

• A Bachelor’s Degree in Business/Marketing related field.
• Certificate of Proficiency in Insurance (COP) is desirable.
• Progress towards an Insurance professional certification (CII) or its equivalent will be an added advantage.
• 2-3 years of professional work experience in a competitive environment.
• Previous experience in direct sales or a customer-facing role is preferred.
• Excellent communication, negotiation, and interpersonal skills.
• Self-motivated and target-driven.
• Good negotiation and selling skills.
• Excellent presentation skills.
• Good understanding of bank processes and procedures.
• Strong networking and relationship management skills.
• Ability to identify business opportunities from market intelligence and make value-adding recommendations.
• Excellent Communication and interpersonal skills.
• A team player with ability to lead and work under minimum supervision.
• Business acumen.
• Mature disposition in the handling of external stakeholders.

• Promote and sell Life, health and general insurance products to both walk-in and referred bank customers.
• Educate customers on the benefits and features of available insurance solutions.
• Assist branch staff in identifying insurance opportunities within their client portfolios.
• Work closely with Bancassurance Officers and Relationship Managers to generate leads and follow up on prospects.
• Ensure accurate and timely completion of insurance application forms and documentation.
• Attend product and sales training sessions to improve technical knowledge and consultative selling skills.
• Maintain compliance with bank and regulatory guidelines related to insurance sales.
• Support in any operational tasks as will be required by your line manager.

• Excellent communication, negotiation, and interpersonal skills.
• Self-motivated and target-driven.
• Good negotiation and selling skills.
• Excellent presentation skills.
• Good understanding of bank processes and procedures.
• Strong networking and relationship management skills.
• Ability to identify business opportunities from market intelligence and make value-adding recommendations.
• Excellent Communication and interpersonal skills.
• A team player with ability to lead and work under minimum supervision.
• Business acumen.
• Mature disposition in the handling of external stakeholders.

• A Bachelor’s Degree in Business/Marketing related field.
• Certificate of Proficiency in Insurance (COP) is desirable.
• Progress towards an Insurance professional certification (CII) or its equivalent will be an added advantage.