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Credit officers - Nansana, Kawempe, Nateete branches Jobs In Uganda
Posted by: Monday-volunteer
Posted date: 2025-May-08
Location: Kampala
Job Summary The Credit Officer is responsible for identifying potential clients, assessing creditworthiness, disbursing loans, and ensuring timely recovery while maintaining strong customer relationships. This role is key to achieving branch portfolio growth and portfolio quality targets. - Minimum Qualification : Certificate
- Experience Level : Entry level
- Experience Length : 1 year
- Working Hours : Full Time
Job Description/Requirements Key Responsibilities 1. Loan Marketing and Client Recruitment - Conduct field mobilization to attract new clients in the assigned branch area.
- Promote loan products to individuals, small businesses, and groups.
- Conduct loan sensitization meetings and financial literacy sessions.
2. Loan Application and Appraisal - Guide clients through the loan application process.
- Conduct thorough loan appraisals including field visits, business assessments, and home verifications.
- Prepare and submit accurate appraisal reports to the supervisor for approval.
3. Loan Disbursement and Documentation - Ensure all necessary documentation is complete before disbursement.
- Facilitate loan disbursement according to approved terms.
- Capture disbursed loans in the system with precision.
4. Loan Monitoring and Recovery - Follow up on repayments according to agreed schedules.
- Conduct daily monitoring of clients to prevent defaults.
- Initiate recovery action in line with company policy for late or missed payments.
5. Portfolio Management - Maintain a high-quality loan portfolio with low PAR (Portfolio at Risk).
- Track daily performance targets (disbursement, collection, client growth).
- Maintain proper records of client interactions and payment history.
6. Customer Service - Build strong relationships with clients to encourage repeat business and referrals.
- Address client queries and concerns promptly and professionally.
Qualifications and Skills - Diploma or Degree in Microfinance, Business Administration, Accounting, or related field.
- At least 1 year of experience in credit or loan operations, preferably in a microfinance setting.
- Strong interpersonal and communication skills.
- Good knowledge of the local language and community.
- High integrity and ability to work under minimal supervision.
- Motorcycle riding skills with a valid license is an added advantage.
How to Apply: CLICK HERE TO APPLY
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