Credit Officer job at Uwezo Microfinance

Description

Uwezo Microfinance Financial Services Ltd is hiring a Credit Officer with the following duties and responsibilities;

Key Duties and Responsibilities:

• Marketing for new loan clients and promotion of the company’s products.
• Thorough screening, appraisal and assessment of the clients creditworthiness for new loan clients.
• Providing the necessary loan application process information to interested clients.
• Collecting/compilation of the necessary financial documentation for attachment to the loan application and forward to the loans committee.
• Monitoring loan progress of the loan application process and relaying any hindrances to clients and be sure they are addressed for a successful loan disbursement.
• Ensuring the loan application is disbursed by the disbursement authority after approval.
• Ensuring that loan applications are in line with the company’s financial policies.
• Confirmation/witnessing the signing of the necessary contractual documents after.
• Ensuring the client receives a loan schedule to guide in payments.
• Maintaining records of loan applications.
• Managing loan renewals by organizing follow-up meetings with clients.
• Maintaining a healthy portfolio.
• Reporting.

Qualifications, Skills and Experience:

• The applicant must posses minimum of a Diploma/Bachelor’s Degree
• Experience working with microfinance institutions or SACCOs will be an added advantage
• Strong communication skills and proven customer service experience.
• Strong ethical behaviour and the ability to work with minimum supervision.

NB: Only shortlisted candidates will be contacted

• Marketing for new loan clients and promotion of the company’s products.
• Thorough screening, appraisal and assessment of the clients creditworthiness for new loan clients.
• Providing the necessary loan application process information to interested clients.
• Collecting/compilation of the necessary financial documentation for attachment to the loan application and forward to the loans committee.
• Monitoring loan progress of the loan application process and relaying any hindrances to clients and be sure they are addressed for a successful loan disbursement.
• Ensuring the loan application is disbursed by the disbursement authority after approval.
• Ensuring that loan applications are in line with the company’s financial policies.
• Confirmation/witnessing the signing of the necessary contractual documents after.
• Ensuring the client receives a loan schedule to guide in payments.
• Maintaining records of loan applications.
• Managing loan renewals by organizing follow-up meetings with clients.
• Maintaining a healthy portfolio.
• Reporting.

• Strong communication skills
• Proven customer service experience
• Strong ethical behaviour
• Ability to work with minimum supervision

• Minimum of a Diploma/Bachelor’s Degree
• Experience working with microfinance institutions or SACCOs will be an added advantage