Credit Analyst job at Cairo bank

Description

Cairo Bank Uganda is hiring a Credit Analyst responsible for evaluating and recommending sound credit prospects that fit within the credit expectations in line with credit policy and procedures.

Reports to: Manager Credit Analysis

Department: Credit

Key Responsibilities

• Evaluating and recommending sound credit prospects that fit within the credit expectations in line with credit policy and procedures and legal frameworks.
• Contribute to growth and quality of the credit portfolio in line with the Bank’s business goals.
• Ensure timely processing and approvals of the various credit products in line with approval limits and credit policy.
• To be in close liaison with Business Managers to maximize and grow the credit portfolio by sustaining good relationships and cross selling to potential customers.
• Prepare period credit reports to be presented to Senior Credit Committee – SCC and Board Credit Committee – BCC.
• Recommend credit facilities to the respective approval committee in line with evaluation and credit policy and where appropriate with suitable covenants to mitigate identified risk.
• Any other duties assigned.

Education.

• Bachelor’s Degree in a business-related course.
• Master’s or Professional qualifications or on-going professional studies in CPA, ACCA CMA and banking is an added advantage.

Experience.

• At least 2-3 years’ experience in a similar role in the Banking Industry.

Skills And Competencies.

• Leadership
• Interpersonal skills
• Negotiation skills
• Creativity and passion for business development
• Proactive and decisive

• Evaluating and recommending sound credit prospects that fit within the credit expectations in line with credit policy and procedures and legal frameworks.
• Contribute to growth and quality of the credit portfolio in line with the Bank’s business goals.
• Ensure timely processing and approvals of the various credit products in line with approval limits and credit policy.
• To be in close liaison with Business Managers to maximize and grow the credit portfolio by sustaining good relationships and cross selling to potential customers.
• Prepare period credit reports to be presented to Senior Credit Committee – SCC and Board Credit Committee – BCC.
• Recommend credit facilities to the respective approval committee in line with evaluation and credit policy and where appropriate with suitable covenants to mitigate identified risk.
• Any other duties assigned.

• Leadership
• Interpersonal skills
• Negotiation skills
• Creativity and passion for business development
• Proactive and decisive

• Bachelor’s Degree in a business-related course.
• Master’s or Professional qualifications or on-going professional studies in CPA, ACCA CMA and banking is an added advantage.