Compliance Officer (FINTECH) job at eTranzact Platform Limited

Company Overview:

eTranzact Platform Ltd, a leading African financial technology company, is seeking a dedicated and knowledgeable Compliance Officer specializing in Fintech to join our dynamic team. In this pivotal role, you will play a key part in ensuring our operations and client solutions adhere to the highest standards of regulatory compliance within the financial and payments sector, aligning with eTranzact’s broader Pan-African mission to drive financial inclusion, innovation, and digital transformation. The Compliance Officer will report directly to the Board and will combine expertise in compliance frameworks with a client-focused approach, helping to mitigate risks while driving innovative payment solutions. This position offers an opportunity to influence business strategies, foster strong client relationships, and contribute to the growth of a forward-thinking fintech environment.

Job Description:

We're hiring a Compliance Officer to serve as the guardian of regulatory integrity while actively shaping client-facing payment solutions. This unique hybrid role combines deep compliance expertise with client advisory responsibilities, ensuring that every product we deliver is both innovative and fully aligned with local and international financial regulations.

Responsibilities:

• Regularly review internal operational procedures and policies, advising leadership on necessary adjustments to maintain full compliance with evolving industry standards and regulatory requirements.
• Lead the design, implementation, and continuous improvement of Know Your Customer (KYC), Anti-Money Laundering (AML), and merchant onboarding frameworks in line with local Central Bank directives and international standards.
• Partner with the Sales and Product teams to assess client business models and co-create tailored, compliant payment and cash-management solutions that optimize liquidity and transaction efficiency.
• Engage directly with clients to diagnose payment-related challenges and provide clear, actionable recommendations that enhance operational performance while remaining fully regulatory-compliant.
• Guide clients in selecting the most appropriate payment products and features for their needs, ensuring all recommendations meet KYC, AML, PSD2-equivalent rules, and internal risk policies.
• Act as the primary compliance point of contact during client onboarding, audits, and regulatory inspections.
• Monitor regulatory developments across our operating markets and proactively update internal processes and client solutions accordingly.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, or a related field; a Master's degree or professional certification (e.g., CFA, CTP, ACCA) is highly preferred.
• Minimum of 5-7 years of progressive experience in treasury management, with at least 3 years in the fintech or financial services industry.
• Proven track record in managing cash and liquidity in a dynamic environment, preferably within electronic payments, digital banking, or similar fintech domains.
• Strong understanding of financial instruments, risk management tools, and regulatory frameworks in Uganda and international markets.
• Proficiency in financial software and fintech platforms (e.g., ERP systems, treasury management systems like Kyriba or similar).
• Excellent analytical, problem-solving, and decision-making skills, with the ability to handle complex financial data.
• Superior communication and interpersonal skills for effective stakeholder engagement.
• Commitment to ethical standards, integrity, and continuous professional development.

Preferred Skills:

• Strong familiarity with regulatory standards and compliance requirements in the financial and payments sector, with particular emphasis on KYC, Anti-Money Laundering (AML), and Payment Services Directive 2 (PSD2) regulations.
• Proven ability to analyze complex systems, identify potential risks, and propose innovative solutions to enhance efficiency and reduce vulnerabilities.
• Excellent verbal and written communication skills for effective collaboration with clients and internal teams, including the capacity to present intricate payment solutions in a clear, persuasive, and accessible manner.

• Regularly review internal operational procedures and policies, advising leadership on necessary adjustments to maintain full compliance with evolving industry standards and regulatory requirements.
• Lead the design, implementation, and continuous improvement of Know Your Customer (KYC), Anti-Money Laundering (AML), and merchant onboarding frameworks in line with local Central Bank directives and international standards.
• Partner with the Sales and Product teams to assess client business models and co-create tailored, compliant payment and cash-management solutions that optimize liquidity and transaction efficiency.
• Engage directly with clients to diagnose payment-related challenges and provide clear, actionable recommendations that enhance operational performance while remaining fully regulatory-compliant.
• Guide clients in selecting the most appropriate payment products and features for their needs, ensuring all recommendations meet KYC, AML, PSD2-equivalent rules, and internal risk policies.
• Act as the primary compliance point of contact during client onboarding, audits, and regulatory inspections.
• Monitor regulatory developments across our operating markets and proactively update internal processes and client solutions accordingly.

• Strong understanding of financial instruments, risk management tools, and regulatory frameworks in Uganda and international markets.
• Proficiency in financial software and fintech platforms (e.g., ERP systems, treasury management systems like Kyriba or similar).
• Excellent analytical, problem-solving, and decision-making skills, with the ability to handle complex financial data.
• Superior communication and interpersonal skills for effective stakeholder engagement.
• Commitment to ethical standards, integrity, and continuous professional development.
• Strong familiarity with regulatory standards and compliance requirements in the financial and payments sector, with particular emphasis on KYC, Anti-Money Laundering (AML), and Payment Services Directive 2 (PSD2) regulations.
• Proven ability to analyze complex systems, identify potential risks, and propose innovative solutions to enhance efficiency and reduce vulnerabilities.
• Excellent verbal and written communication skills for effective collaboration with clients and internal teams, including the capacity to present intricate payment solutions in a clear, persuasive, and accessible manner.

• Bachelor's degree in Finance, Accounting, Economics, or a related field; a Master's degree or professional certification (e.g., CFA, CTP, ACCA) is highly preferred.
• Minimum of 5-7 years of progressive experience in treasury management, with at least 3 years in the fintech or financial services industry.
• Proven track record in managing cash and liquidity in a dynamic environment, preferably within electronic payments, digital banking, or similar fintech domains.