Job Title:Â Business Banker (North)Â Â
Organisation:Â Housing Finance Bank
Duty Station: Â Kampala, Uganda
Reports to: Branch Manager
About the Company:
Housing Finance Bank, is a Commercial Bank and the leading provider of housing finance solutions with a vision to be the preferred consumer and business bank with a focus on housing finance.
Job Summary: Â Â Provide a pro-active business banking sales and service management function that will retain and grow a portfolio of SME customers by identifying and implementing value adding and specialized financial product solutions from a range of standard and/or customized offering.
Key Duties and Responsibilities:
- The Business Banker will ensure adherence to the service standards and provide excellent customer service.
- Receive and verify customer documents for account opening, loan facilities, account amendments and any other customer instruction.
- Acquire new business relationships and accounts while growing the portfolio balance sheet as per set targets.
- Manage credit and operational risk in account opening and loan processing.
- Manage the loan portfolio through active participation in branch Credit Committee meetings, monitor/manage pre-Non-Performing Loans (NPLs) and fully recover bank funds.
- Develop and execute an operational plan to support the branch and the Bank’s overall business strategies while delivering targeted achievements on business and institutional client growth, fees/commission, and interest income.
- Ensure the provision of adequate and efficient relationship management to business and institutional clients, in terms of quick transaction turnaround and resolution of their queries/problems.
- Provide timely professional direction/advice on all business and institutional client matters within the Branch/Bank.
Financial Responsibility
Financials: Performance on the following variables.
- Transaction Disbursement Volumes
- New-to-Bank client acquisition
- Lending growth within targeted segments
- Liabilities growth within targeted segments
- Non-Interest Income (Fees and Commissions)
- Interest Income (on all business/institution-related lending disbursements): Yield and Margin
- Portfolio quality
Qualifications, Skills and Experience:
Education & Training:
A bachelor’s degree in business studies or a related field from a recognized university
Skills & Experience:
- A minimum of two years sales experience in branch business banking
- Good knowledge of the Business Banking value proposition
- Knowledge of risk management and credit principles of banking
- Understanding of financial statements.
- Strong numeracy skills
- Business and financial advisory skills
- Credit and Financial Analysis skills
- Strong communication skills
Business Behaviours:
- Ability to adhere to all reporting and record-keeping requirements as outlined by Branch Management, head office stakeholders and duly mandated external parties to ensure compliance to internal and regulatory standards.
- Managing the end-to-end process for all account relationships opened and credit applications initiated to ensure a smooth deal flow whilst meeting / exceeding revenue targets
- Excellent inter-personal skills to enable interaction and the establishment of positive relationships with all Bank employees and support departments.
- Able to maintain professional internal and external relationships that meet the Bank’s core values.
How to Apply:
All suitably qualified and interested candidates should submit their applications with a recent CV, copies of all academic transcripts, certificates and testimonials, daytime telephone contact, postal and email address and three competent referees to:
Chief Human Resources Officer,
Housing Finance Bank,
Investment House
Plot 4 Wampewo Avenue, Kololo
Please take note that all applications should be sent by email to Recruitmenthousingfinance.co.ug
DO NOT HAND DELIVER YOUR APPLICATION.
Any form of canvassing will lead to automatic disqualification.
To be eligible to apply, you must have held your substantive position for at least two (2) years and have a consistent satisfactory performance with no disciplinary record over the immediate consecutive past one year
Guidelines for submitting Documents
Ensure that all your documents are scanned and submitted in 1 single batch using the following order:
Application letter
Curriculum Vitae (CV)
Academic Documents and Certificates
The maximum document size is 10 MB.
Please indicate the name of the position you are applying for in the subject.
Deadline: 14th October 2024 by 5:00pm
Â
For more of the latest jobs, please visit https://www.ugashare.com or find us on our facebook page https://www.facebook.com/Ugashare
Related Jobs
Job Title:Â Â Operations Administrator (No Experience Jobs) Organisation:Â SMAT Marketing Limited…
Job Title: Â Branch Manager Organisation: Finance Trust Bank (FTB) Duty…
Job Title: Â Business Analyst (Fresher Jobs) Organisation: Finance Trust Bank…
Job Title:Â Â Â Â Â Property Consultant (Re-advertised) Organisation:Â VAAL Real Estate Duty…
Job Title:Â Â Chief Finance Officer Organisation:Â Aga Khan Education Services (AKES)…
Job Title: Â Bancassurance Sales Officer (5 Fresher Jobs) Organisation: Jubilee…